Tuesday, March 16, 2010

Insurance companies are evil

I could never be in the insurance industry. I don't know how those people sleep at night. We pay millions of dollars into an industry that then toys with us and decides what we get in the way of benefits. (Or in my case, my husband serves his country for 25 years and then the government decides what is "good enough" for us).

I have to take a medication for migraines everyday. This medication literally saved my life. It keeps the monster in my head at bay and only lets it out on special occasions (like when I am super stressed or when I eat bad foods). I love this medication. Recently, this drug went generic and my insurance decided that it would only pay for the generic version.

I panicked.

I am in the middle of a semseter and it took 8 years of trial and error to find this medication so I am understandably reticent about taking this newcomer. Even my neurologist was unimpressed, she had not had good luck so far with the generic. But, I had no choice. It was take the generic or pay $300 a month for the name brand. So, generic is was.

It.Does.Not.Work. The monster in my head is having a heyday.

My neurologist filed for an exception with the insurance for the name brand and it was denied. Despite my having tried and failed all other medications out there. Despite the fact that since I have been on the generic I have suffered almost daily migraines, and when on the name brand I might have 2 migraines a month. Despite that fact that the difference in price between the generic and the name brand is only thirty dollars...They don't care. Generic it is.

Suffer I will.

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